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Uninsured could face nasty surprise
12th October 2020

By Justine Thompson



Owners who choose not to insure their pets might think differently if they understood the likely cost of veterinary treatment, says insurance firm Scratch & Patch.

The company’s survey of 2,000 owners revealed that they were unaware of the bills they might face for common conditions. For example treatment for brachycephalic obstructive airway syndrome, a common condition in flat-nosed dogs, would be around £1,686 – almost twice as much as pet-owners predicted (£889).

The survey also showed that more than one in five (22%) have pets with medical conditions, but 76% of those conditions are excluded from cover. And a further 10% don’t know if they are or not.

Scratch & Patch said: “Until recently if you made a claim to treat a pet’s condition, you would be forced to stick with an existing provider regardless of premium hikes or have that condition excluded from another policy.

“Scratch & Patch now uses medical risk-rating technology, similar to the systems used in travel insurance, which means you can buy cover for pets’ pre-existing medical conditions.”